chill rhizome: Shopping And Product Reviews: Toys Article Category

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With hours remaining, hopes rise for stopgap fiscal deal

By Jeff Mason

WASHINGTON (Reuters) - Hopes rose on Sunday that lawmakers could reach at least a limited deal to prevent the still-recovering economy from tumbling off a "fiscal cliff" at the New Year, sending the country into another recession.

Aides to Senate Majority Leader Harry Reid, a Democrat, and Senate Republican leader Mitch McConnell worked on a compromise over the weekend to stop automatic tax hikes for most Americans on January 1. Any agreement needs to be rushed through both chambers of Congress before midnight on Monday.

The main focus of negotiations was tax hikes on the wealthy, an increase sought by President Barack Obama but opposed by Republicans, particularly fiscal conservatives in the House of Representatives.

"Well, there are certainly no breakthroughs yet between Senator McConnell and Senator Reid, but there's a real possibility of a deal," Senator Charles Schumer, a Democrat from New York, said on the ABC program "This Week."

"I don't disagree with Chuck," said Senator Jon Kyl, a Republican from Arizona.

Another Republican senator, Lindsey Graham, conceded that an agreement would end up raising income taxes on the wealthy, thus sparing the rest of the country from the looming income tax hikes.

"President Obama is going to get tax rate increases. The president won," Graham tweeted, echoing earlier comments he made on "Fox News Sunday." He told the show that the chances of a bipartisan deal before the New Year's deadline were "exceedingly good."

Obama has alternatively offered Republicans a deal to increase income taxes for households earning over $250,000 a year, and over $400,000 a year.

Any deal on taxes in the Senate might meet resistance in the House from conservative Republicans.

If the politicians cannot agree, then tax increases and across-the-board government spending cuts will begin on January 1. That would take $600 billion out of the economy, push unemployment up and curb federal spending.

"I think people don't want to go over the cliff if we can avoid it," said Graham, a conservative.

Putting pressure on Congress, Obama made a rare appearance on a Sunday television talk show where he warned of the fallout on financial markets if the two sides did not reach an agreement.

"If people start seeing that on January 1st this problem still hasn't been solved, that we haven't seen the kind of deficit reduction that we could have, had the Republicans been willing to take the deal that I gave them ... then obviously that's going to have an adverse reaction in the markets," Obama said on NBC's "Meet the Press."

He said he would avoid tax increases for most Americans, even if the talks fall apart.

"And if all else fails, if Republicans do in fact decide to block it, so that taxes on middle class families do in fact go up on January 1st, then we'll come back with a new Congress on January 4th and the first bill that will be introduced on the floor will be to cut taxes on middle class families," Obama said.

The Senate - where the Democrats hold sway - was scheduled to hold a rare Sunday session beginning at 1 p.m. EST (1800 GMT), but it was not clear whether the chamber would have fiscal-cliff legislation to act upon.

The Republican-controlled House also returns on Sunday and can vote on any deal in the evening if need be.

(Additional reporting by Tabassum Zakaria, Fred Barbash and Richard Cowan. Writing by Alistair Bell)

Source: http://news.yahoo.com/senate-leaders-avoid-years-fiscal-002256028.html

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Will retiring boomers be a drag on the economy? Experts say no ...

FRANCO ORDONEZ AND CASEY CONLEY | McClatchy Newspapers ? Published December 31, 2012 Modified December 30, 2012

WASHINGTON ? With millions of baby boomers reaching retirement age, fears are mounting of the economic impact if they follow the pattern of previous generations by curbing spending and draining Social Security and Medicare benefits.

But the 78 million boomers ? born from 1946 to 1964 ? have always broken the mold in terms of setting trends, and some investors and business and community leaders see their retirement as no different. They see an unprecedented, multibillion-dollar opportunity to offer new products and services to an active demographic group that?s expected to live longer than previous generations.

When Elizabeth Reighard started her fitness training business in North Myrtle Beach, S.C., four years ago, most of her students were in their mid-30s. But now her client list is made up mainly of boomers, such as Mary Smith, 58, who hired Reighard to help her ?keep up with the grandkids.?

The demand for fitness trainers such as Reighard is expected to jump 24 percent in the next decade, largely because of baby boomers who want to stay healthy longer, according to the Department of Labor?s Occupational Outlook Handbook released in March.

?I?m seeing it more and more. Seniors know they have to be in better shape to have less aches and pains,? said Reighard, who?s also a boomer. ?Yeah, we?re getting older, but our bodies feel good. ... I look in the mirror and I might look 51, but I feel 25.?

The Census Bureau projects that Americans 65 and older will make up 19 percent of the population by 2030.

On the labor front, the health care industry is the most obvious benefactor of a longer-living active community. Demand for home health aides is expected to grow 70 percent in the next decade, according to the Department of Labor.

Demand also will be high in less obvious fields, such as for architects, who will be called on to build senior-friendly communities.

?It?s only in Washington that 100 million people are viewed as an unaffordable cost and financial burden,? said Jody Holtzman, a senior vice president at AARP. ?In the private sector, 100 million people are called a market and an opportunity.?

Concern about a drain on entitlements from retiring baby boomers has increased as talks intensify over avoiding the fiscal cliff. Boomers have been depicted as the elephant in the room. The Congressional Budget Office warned in June of a shortfall for entitlement programs, as aging boomers would consume a ?significant and sustained? share of benefits from Social Security, Medicare and long-term-care services financed by Medicaid, the health care program for the poor.

Those projections fail to take into account that boomers are expected to work longer and they?ve never followed in the footsteps of previous generations, said Matt Thornhill, an author of ?Boomer Consumer,? a book that examines marketing to the baby boomer generation.

Sam Farber created Oxo Good Grips in 1990 when he noticed that his wife had trouble holding kitchen tools because of arthritis, according to the company?s history. Farber saw a business opportunity in creating more comfortable cooking tools. Oxo now makes more than 850 products that appeal across generations.

Holtzman of AARP likes to share that story when he?s trying to inspire new entrepreneurs. He?s met with hundreds of venture capitalists, encouraging them to ask one additional question when entrepreneurs approach them seeking startup money: ?What?s your 50-plus plan??

?The one question a startup doesn?t want to get from its board of directors is this one: ?Why did you leave money on the table by ignoring a market of 100 million people with $3.5 trillion to spend??? he said.

Source: http://www.theolympian.com/2012/12/31/2369128/will-retiring-boomers-be-a-drag.html

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How To Increase The Value Of Your Home - Home Improvement ...

If hard water is an issue, begin with this tip. Invest in a water softener so that your water is filtered. You can get rid of magnesium and calcium deposits so that the water is not as hard. There are different types of water softeners available, such as ones that use tablets. Make the choice about which is right for your house.

TIP! Determine the changes that you are going to make before you start the renovation. Planning is very important for your project and budget, as it reduces the chances for ineffectiveness.

Lots of folks want to make improvements to their homes, but feel the process is simply too daunting. Armed with the right tools and information, anyone can successfully complete a home improvement project. Make liberal use of the tips in this piece as you embark on your journey.

For a peaceful feel in any room, choose analogous colors. Analogous colors are located beside each other on the color wheel. Rooms with analogous color schemes are relaxing and restful and make good bedrooms or family rooms.

TIP! You want to make sure that you call and check up to see any contractors or companies you do work with to make sure they?re insured. Contractors will sometimes attempt to fool others by carrying around a card to appear insured but in reality they aren?t.

Use windows with secondary glazing. They cost a bit more, but they save you tons on utility bills. Think about making this change when you renovate so that you realize real financial savings down the road. They also do well when heating and cooling your home, making them truly energy efficient.

Give your home some major curb appeal. Improve the outside look of your house by taking care of your lawn. You may also plant some nice shrubs. Ensure your walkway is swept. Power wash your walls and roof. Thoroughly clean your windows. All of this could make a good impression as someone initially sees your house.

TIP! Mounting a tv from on wall mounted bracket can free up floor space from the no longer needed stand, or at the least one can clear off space from whatever their tv was previously sitting on. You can do a project like this in just 30 minutes as long as you stick to the directions.

When doing your next improvement project, set aside space for all the debris you generate. Removing debris can cost a good chunk of change, and developing a storage plan in advance can help keep costs down and will make sure your project can continue with no delays.

Adding panels to your walls can give your home a quick pick-me-up. Putting up new paneling is a simple way to transform your home, and if you aren?t happy with the results, you can always remodel again without causing much damage.

TIP! A great home improvement project for your home?s exterior is a new coat of paint. Paint not only adds curb appeal to your home, but it also protects your home from the elements.

It is important to have fun with your home improvement projects. Even though you should use care when doing a project, it?s important to enjoy it as well. If you do not enjoy what you are doing, you are more likely to make mistakes. If this describes you, think about hiring a professional.

You need permits for doing most major home improvements. To find out if you need a permit, get in contact with your local city council members or hire a contractor.

Think about what area of the house you want to work on first. Keep in mind that remodeling can be tackled room by room to preserve your budget. Do some advance planning when it comes to remodeling, and watch for sales and deals on construction and labor. Plan ahead to save the most money when improving your home.

TIP! The better your home?s curb appeal is, the more money you can get out of it when it sells. You may have to invest some additional money, but you should look at it as an investment that you can reap the benefits of while you live there.

Most basements have very little, if any, natural lighting. Make sure to plan the layout of your artificial lighting well, to make your basement livable. If you have luck, your basement has higher walls that stick out from ground level. If this is the case, you can install windows and you can get natural lighting into the basement.

Have your popcorn ceiling tested for asbestos before attempting to remove it yourself. Asbestos can be very harmful and should be handled by professionals wearing proper protection and using proper disposal techniques. If you find out that your ceiling does have asbestos, you might have to hire professionals to get rid of the ceiling.

TIP! If you should happen to find a leak beneath the sink or underneath the tap, it is best not to attempt a repair on your own. Just make sure you put a vessel large enough to collect the water underneath the leak and then call a plumber.

You can prevent costly foundation repairs to your home by making sure that rain water flows away from the house. This can include grading your yard to slope to the street, or increasing the length of your downspout to go further away from your home.

When selecting a home improvement project, consider focusing on your household water usage. Low-flow alternatives to toilets, heaters and shower heads are now widely available. You will not only add value to your home but you will be environmentally conscience.

TIP! When finally deciding to locate a contractor, take the time to interview all of the potential company members in your local area and find a professional sharing similar ideals as your own. Ask them if they have done improvements on similar homes.

A new front door could increase significantly the value of your home, sometimes up to 10 percent. You can update the look of your door by investing in a relatively inexpensive new doorknob and lock. You might be surprised at the variety of available shapes and finishes.

When developing a working relationship with contractors, get everything in writing in the form of a solid contract, which includes all applicable costs. It should have a guarantee also on the the work to be completed and the time line, as well as a payment schedule.

TIP! Cheaper is not necessarily better when it comes to home improvement bids. When soliciting bids for home improvement tasks, thoroughly research and investigate the companies offering the bids.

Don?t forget to consider the debris and refuse generated in most home improvement projects. You will need plenty of room and possibly a rented receptacle for the debris. Demolition makes a big mess that you have to put somewhere. Know in advance where you will put the debris, so that you don?t wind up with a huge pile of it that is a nuisance while work is progressing.

When you are about to make some renovations to your home, look for age-in-place methods that can be applied to a home. This is a design idea that takes into consideration the fact that you will move up in years the longer you live in your home. Whether your renovations are in a house you plan to stay in forever, or a home that will eventually be sold, age-in-place improvements increase the comfort of your home as well as it?s value.

TIP! Adding attractive ceramic tiles can be a project for nearly any kitchen or bathroom. Choose either tiles with unique designs or a solid color scheme for a more elegant, put-together look.

Inspect your foundations for damages. These areas should be filled with compacted soil to prevent water from pooling and eroding parts of your yard. If water pools up near your house, it can eat at the foundation of your house.

Make sure you check out different insulation types when choosing new siding for your home. A few of the various types available are house wrap which are permeable, rigid insulation foam, and total wall protection systems. What are you willing to spend?

TIP! If you are unsure of how to start a home improvement project, you may need some help from a professional designer. They can show you how to get the most for your money while making your home more stylish and attractive.

Baseboard that are stained rather than painted are more appealing. It is a classically warm look of the wood looks great in any room of the house. Wood baseboard that are stained will not show scuffs or dings as much as painted baseboards. You could pick from a variety of colors in order to match your house?s decor.

Have you taken a good look at your door handles lately? Installing brass door handles give off that rich looking shine, and really add to a home?s decor. Look at the handles you have in every room and switch them out with door handles that are brass to ensure a striking change.

TIP! Some home improvement projects that are easy and quick can end up saving you money. Using Energy Star certified light bulbs decreases carbon emissions while using 75% less energy than incandescent light bulbs.

Adding artwork or wallpaper trim can give bathrooms a fresh look. Wallpaper borders are not expensive, and there are a variety of designs available to complement your existing decor. These borders are also very simple to hang. An interesting border trim along with some complementary artwork will complete your bathroom.

To make a quick, easy improvement, go grab a gallon or two of paint. Freshly painted rooms feel crisp and new with very little investment of money or time. A new paint job will also increase the attractiveness of your home to possible buyers if you are looking to sell.

The first step you need to take when you?re buying and installing new blinds is to carefully measure the windows in question. Your installation will be easy when you have measured the window exactly and purchased blinds that are the right fit. There are a lot of different sizes; some are to be installed on the exterior window frame, and some are to be on the interior.

When you are listing your home for sale, be sure that you define purposes for the different rooms in the house. Buyers shouldn?t have to guess what a space is supposed to be; have appropriate furnishings and accessories in each room. Potential buyers will be able to see themselves living there and come up with ideas for the space. Your house will be more attractive to buyers and that increases your chances of selling.

One fairly easy way to spruce up a basement is to stain the floor. If you stain a concrete floor, it will end up looking really nice and cost a lot less than if you were to replace it entirely. Staining adds durability to the floor and keeps it easy to clean. A glossy stain is always a great choice. You will achieve a high quality look at a fraction of the price.

As mentioned earlier, lots of people want to make home improvements, but start to get discouraged quickly. If you?re properly informed, it doesn?t need to be hard to make home improvements. Begin by following through with the ideas from this article.

Thanks for visiting Home Improvement Plans and Projects below you will find some additional links that may help you.

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Google sells Motorola TV set-top business for $2.35 billion (reuters)

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Apple Vs. Samsung: U.S. Judge Denies Apple?s Request For Permanent Injunction, Tosses Samsung?s Call For New Trial

The U.S. judge in the Apple vs. Samsung court battle that's being played out in the district court of Northern California has denied Apple's request for a permanent injunction on Samsung devices, Reuters is reporting. This follows Cupertino's $1.05 billion damages award against Samsung this summer when the jury in the case ruled that multiple Samsung smartphones infringed Apple patents.

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Win a Pair of Sony X Headphones -- Exclusive Giveaway

Sony

Attention, music lovers! Want to listen to your tunes with crystal clear sound?

Spinner is giving one lucky person a pair of Sony X Headphones! Combining Simon Cowell's expertise seeking perfection in music with Sony's legendary audio engineering, the new X Headphones offer music lovers the truest sound reproduction along with the utmost in style and quality.

"I chose to make a set of headphones with Sony because I simply wanted something better than what is in the market today," Cowell said. "I've tried all of them, literally every single one. Sony and I set out to create the best headphone in the world. We are absolutely blown away by these. With the X headphones, it's like being in the recording studio when the records are made. The sound is that clear."

Sony X Features:
-50mm driver units for powerful and natural bass sound
-Direct Vibe structure for bass reproduction bass response
-Dual folding design folds compact for storage
-Pressure relieving foam earpads for long-term comfort
-Apple control headphone cable
-Mic. with remote for hands-free calls with Apple devices
-Compact carrying pouch

Giveaway rules: To enter the giveaway, follow @Spinner on Twitter and retweet the @Spinner giveaway announcement tweet. The giveaway begins at 5:30PM Eastern Time ("ET") on December 18, 2012 and ends at 6PM ET on December 26, 2012. One winner will be chosen at random and notified on December 27, 2012 via a Twitter DM. Be sure to read the official contest rules. Good luck!

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PraiseWorks Health and Wellness - Total Wellness Mind,Body and ...

????????????????????????????????????????????????????????????????????????????????????????????? Energy Popcorn

? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ??????????? photo source-joybauer.com

Do you ever have the mid-day energy slump? The time of day where your energy just begins to slowly leave your body and all you want to do is sleep? What is happening is your blood sugar is down and you need a quick up to replenish you energy in a healthy way -without drinking a cup of coffee or some other energy drink. ?The recipes below will do just that - replenish your blood sugar, reboot your system and give you an extra boost of brain power.

Energy Green Tea Mango Smoothie

Ingredients

• bag tea, green?
• 1/2 cup(s) yogurt, fat free, Greek-style, vanilla
• 1 cup(s) mango (es), chunks (or frozen)
• handful of spinach?
• 1T Flax seed

Preparation

1. Brew the tea bag in 4-ounces of boiling water for 3 to 5 minutes. Remove the tea bag and let the tea cool to room temperature.

2. In a blender combine the brewed tea, yogurt, mango, and 3-to-5 ice cubes, and

Great for your heart health,, bone health, eye health, arthritis, Celiac Disease, memory, mood, hair, skin teeth, caner prevention

Energy Snack Mix

Ingredients

• 2 cup(s) popcorn, air-popped, or low-fat
• 2 tablespoon edamame, roasted
• 2 tablespoon nuts, dry-roasted peanuts
• oil spray, (optional)
• Cajun seasoning, or other spice blends (optional)

Preparation

1. Combine all ingredients in a bag or bowl. If desired, mist with oil spray and sprinkle with Cajun seasoning or any preferred seasoning blend.

?Great for your heart health, bone health, arthritis, Celiac Disease, PMS, memory, mood, hair, skin, teeth, cancer prevention

??

Energy Garbanzo Bean Snack

?Ingredients

• 1 can(s) beans, garbanzo (chickpeas), low sodium, (15 ounces)

Preparation

1. Preheat oven to 400?F. Line a rimmed baking sheet with aluminum foil or parchment paper.

2. Rinse and drain the chickpeas. Pat the chickpeas dry between a folded kitchen towel (remove as much moisture as possible to achieve maximum crunch).

3. Transfer the chickpeas to a bowl and liberally coat the chickpeas with oil spray. Add desired seasonings and toss the chickpeas to coat evenly with the seasonings (see below for suggested blends). Spread the chickpeas in single layer on the baking sheet. Bake for 30-35 minutes, or until chickpeas are lightly browned and crunchy, shaking the pan every 15 minutes. Cool to room temperature.

Great for your heart health, eye health, Celiac Disease, PMS, mood, hair, skin, cancer prevention

Energy Lentil Vegetable Soup

Ingredients

• 2 quart(s) broth, chicken, less sodium, or vegetable broth
• 2 package(s) mushrooms, fresh small button, (10-ounce), sliced (or any preferred mushrooms)
• 1 bag spinach, baby, (9 ounces)
• 2 pounds carrot(s), baby
• 2 medium squash, summer (yellow), sliced into wheels
• 3 medium zucchini, green, sliced into wheels
• 1 large potato(es), sweet, cut into thick slices or chunks
• 8 whole garlic, cloves
• 2 large onion(s), yellow, sliced
• 3 cup(s) water
• 1 cup(s) lentils
• salt, Kosher, to taste
• pepper, black, to taste

Preparation

Add the broth, mushrooms, spinach, carrots, summer squash, zucchini, sweet potato, garlic, onions, and water to a large pot and bring the liquid to boil.

Reduce the heat to low and simmer, covered, for 45 minutes, stirring occasionally. After the soup has simmered for 45 minutes, use a potato masher to mash the vegetables.
Add the lentils to the pot and stir. Simmer for an additional 30 minutes. For thinner soup, continue to cook the soup covered. For thicker soup, remove the cover after adding the lentils.
Great for heart health, eye health, arthritis, Celiac Disease, type 2 Diabetes, memory mood, skin, cancer prevention?

Are you ready to get fit at home? Join our 30 day fitness challenge - 30 days of progressive exercise, 30 days of recipes, 30 days of affirmations

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Source: http://praiseworkshealthandwellness.blogspot.com/2012/12/how-to-increase-your-energy-avoid-mid.html

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Washington Redskins' RG3 has top-selling jersey ever

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Facebook'un Android ve iOS uygulamas? g?ncellenerek, "Yak?ndakiler" sekmesine yeni ?zellikler eklendi

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Facebook, Android ve iOS platformu i?in uygulamas?n? g?ncelleyerek "Nearby" olarak adland?r?lan "Yak?ndakiler" sekmesine yeni ?zellikler ekledi.

Sekmeye kazand?r?lan yeni ?zellikler sayesinde kullan?c?lar?na etraflar?ndaki yeni yerleri ke?fedebilme imkan? sunan uygulama, bu yerler hakk?nda yorum yazmak ve bu yerlere puan vermekte m?mk?n hale getiriyor. Sekmede etraftaki yerler ?e?itli kategoriler alt?nda sunulurken uygulama, Facebook kullanan arkada?lar?n?za mekan tavsiyesi de vermenizi sa?l?yor. G?ncellemeyle birlikte uygulama ?zerinde bir tak?m performans iyile?tirmelerinin de yap?ld???n? belirtelim.

Android ve iOS platformu i?in g?ncellenen "Yak?ndakiler" sekmesiyle etraf?n?zdaki mekanlar? ke?fetmenize yard?mc? olacak olan Facebook uygulamas?na Google Play ve Appstore ?zerinden ula?abilirsiniz.

Source: http://www.donanimhaber.com/Facebookun_Android_ve_iOS_uygulamasi_guncellenerek_Yakindakiler_sekmesine_yeni_ozellikler_eklendi-38242.htm

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How Jurassic Park's FX Wizards Sculpted a Life-Size T-Rex Out of Clay

Before special effect artists can bring a creation like a T-Rex to life with robotics and animatronics, they first have to build and sculpt a life-size detailed mockup of the creature out of clay. And while it's probably one of the best jobs on earth, seeing the artists at Stan Winston Studios having to hand-carve every single scale on the Jurassic Park T-Rex somehow makes your own to-do list seem a little less daunting. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/oUEHG3ClVOg/how-jurassic-parks-fx-wizards-sculpted-a-life+size-t+rex-out-of-clay

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Try These Tips To Properly Deal With Commercial Real Estate | Eric ...

Commercial real estate can be very hard to deal with, and it can consume a lot of your time. Nonetheless, it is possible to make a profit. Follow the advice in this article, and you will surely find success in the world of commercial real estate.

Ask any potential broker about what experience they have had with commercial property before choosing someone to represent your interests. Be sure that they specialize in the area that you are buying or selling in. At that point, you might want to consider entering into an exclusive listing with that agent.

Real estate brokers for commercial properties have different areas of expertise. Some agents represent tenants only, while brokers work alongside tenants and landlords alike. A broker who works only with tenants should have more experience and should represent a better choice for you.

TIP! If you?re signing a lease for commercial real estate, then hesitance pays off when asked to put your signature on any standard leasing form. Large corporations may add special requirements to the lease, which you need to take time to read.

Assess your broker by discussing what they see as a successful transaction or, on the other hand, a failed one. Ask them to define their results measurements and how they determine it. You should be on board with their techniques and strategies. Employ a broker only if his philosophies and approach are similar to yours.

You should take digital photos of the condition. Make sure your pictures clearly show any damage or defects, including carpet stains, holes in the walls or discoloration of plumbing and counter tops.

One of the key things to consider when working with commercial loans instead of those from the residential market is that you should expect to pay a higher percentage of money down on the property. Searching for a reliable lender and a good investment can lead you to find the commercial loan you need.

TIP! Look for the motivated sellers. You have to look for them, especially those who need to sell below the market value.

Make sure you have the right access that has utilities on commercial properties. Every business? needs are different, but at a minimum, most businesses will need power, sewer and water services.

Learn about Net Operating Income, or NOI, a metric in commercial real estate. For the investment to be profitable, it has to produce more income than operating expenses.

The new space you purchase might need some upgrades and repairs prior to occupation. These changes could simply be cosmetic ones as simple as a new coat of paint or moving the furniture around. Some of these improvements may require the removal or addition of walls to create the appropriate floor plan. Before buying the property, see if you can get the former owner to pay for some of these costs. If you?re renting, the landlord might chip in.

TIP! Establish what you need before searching in commercial real estate. Identify which features in a commercial property are high value to you, and make a list.

Take into consideration the local unemployment levels, average income, and job market before investing in real estate. Properties located near major employers, like hospitals, schools or distribution centers, are often more in demand at every price range.

A property to be rented out commercially should be one that is soundly built and simple in design. You will be able to attract tenants for these properties more quickly due to the fact that they will know the building is well maintained. In addition, these properties are low maintenance because they don?t frequently need repairs, a benefit to the owners, as well as the tenants.

Always ask to see the credentials of any inspectors you hire for your real estate deal. There are more than a few people working in without certification in the pest removal and insect fields, so make especially certain to ask for proof of certification from them. Making sure all your inspectors are certified will prevent problems from arising after the sale.

TIP! If you are trying to get financing approved for your commercial investment, you will need financial statements showing the net income of our business. If you don?t have them, you won?t be able to prove fiscal responsibility to the lenders, and it?s likely that you won?t get the financing you need.

There are many websites available that offer information to investors; therefore, learn all you can before searching for commercial property. Excessive knowledge isn?t a problem you have to worry about, so it always proves smart to learn all you can.

To ensure that you receive quality service when searching for commercial property, find a company which cares for their customers. If you don?t do this, you could end up with a bad deal and lose more money as time goes on.

When you?re shopping multiple properties, prepare a checklist to make the task easier. Do not proceed past initial proposal responses, unless you inform the property owners. Don?t hesitate to let it be known that you are entertaining other options. This may help you by creating a sense of urgency on the seller?s part.

TIP! When you are shopping around for commercial property, try to buy properties that are bigger on average. Managing a large property is really not a lot more difficult than managing a small one, yet your potential for earning is far greater with a larger property.

Purchase a piece of property with multiple units. Having more units allows you to get more money per unit, and thus spread that investment elsewhere. Many buyers will not even look at a property with less than 10 units, with most believing more is always better because that is how you make the most money.

Read the disclosures of the real estate agent you are planning to hire. Determine if there is a possibility that he will be working as a dual agent. Your real estate agency will represent each side of the transaction. This will mean that the agency will work with the landlord and tenant simultaneously. Real estate agents must disclose any dual agency. Both the tenant and the landlord must agree to accept dual agency.

TIP! Query a real estate firm about their practices and sources of income over the past year. The representative?s answer should be open and honest and should make it clear whether or not the interests and principles of the firm are in line with yours.

As mentioned above, commercial real estate can provide many chances for you to boost your income. Apply the advice of this article to your own situation and hopefully, you will find much success in commercial real estate.

Source: http://www.maynaseric.com/try-these-tips-to-properly-deal-with-commercial-real-estate

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Year's best meteor shower set to peak

Stargazers are about to get their annual celestial treat: A bright meteor shower, the Geminids, will grace skies worldwide this week, with a peak in activity on Thursday.

No telescope or binoculars are required to see the show ? just use your bare eyes. The moon will set before the meteors come out to play around 10 p.m. local time, meaning the sky should be nice and dark for optimal viewing. There could be as many as 100 to 150 meteors an hour to gape at, for those patient enough to spend a few hours in a dark area and let their eyes adapt to starlight.

The Geminids, unusually among meteor showers, are the leftovers of an asteroid (most showers originate with comets). They are caused when rubble from the asteroid hits Earth's atmosphere, lighting a path through the sky as it burns up.

The fact that the Geminid-causing debris comes from an asteroid and not a comet makes the particles denser and more durable than the typical cometary particles that make up other showers, said NASA's Bill Cooke. [ Graphic: How Meteor Showers Work ]

"It makes them stronger. They can survive lower in the atmosphere," said Cooke, the lead for NASA's Meteoroid Environments Office at the Marshall Space Flight Center in Huntsville, Ala.

A typical Geminid particle, he said, is about 1/25 of an inch (1 millimeter) in size and can survive as low as 35 miles in altitude. Yet the full story of how these particles came to be is shrouded in mystery.

Collision one of several theories
For skywatchers looking up, the Geminids appear to emanate from a point in the sky in the constellation Gemini.

But more properly, the origins of this shower come from the debris of an asteroid called 3200 Phaethon. As Earth runs into the debris stream during the planet's orbit around the sun, some of the particles burn up in Earth's atmosphere.

A stream of dust broke off this 3-mile-wide (4.8 kilometers) asteroid several centuries ago, likely from a collision with another space rock, Cooke said. The stream remained in space for centuries, out of the firing range of Earth's orbit.

Then, around the 1830s, the gravity of Jupiter, which shifted the stream over the centuries, perturbed the rocky stream enough that the Earth ran into it. More disturbances from Jupiter have pushed the stream closer to Earth, resulting in more meteors.

The collision theory is one of several hypotheses for the Geminids' beginnings. Some astronomers say the stream began when Phaethon broke off from the asteroid Pallas, but the orbits of the meteoroid particles don't neatly fit with the theory.

The term "meteoroid" refers to rocks in space that have not entered Earth's atmosphere. When they hit the atmosphere in a blaze of light, they're referred to as "meteors," then "meteorites" if they reach the ground.

Another hypothesis: Phaethon sheds debris when it gets close to the sun in its orbit, and is blasted by the sun's heat. Observations from NASA's twin STEREO spacecraft gave credence to the idea in 2009, but the amount of dust seen was not enough to keep the stream replenished over time.

Regardless of the Geminids' origins, Cooke said the single biggest threat to the shower is not the amount of dust, but its orbit.

1. Space news from NBCNews.com

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      Science editor Alan Boyle's blog: A couple of well-placed tweets have heightened interest in a Russian cosmonaut's picture of Mount Everest as seen from the International Space Station.

   2. Year's best meteor shower set to peak
   3. Curiosity drill issue could threaten mission
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If Jupiter's gravity interferes with the stream in a certain way, it's possible the debris could be diverted away from Earth. But that's not expected to happen any time soon, Cooke added.

Meteor showers more popular
Cooke said Twitter, Facebook and other forms of social media are making the public more aware of when meteor showers occur.

Also, television and other mainstream media outlets tend to broadcast meteor events. When Cooke spoke to Space.com on Friday, he was fielding several media calls about a fireball spotted over Texas.

Cooke said he welcomes the interest, but also tries to educate those who speak with him.

"One of the biggest misconceptions is a lot of people think that the (Geminid) meteor ? always the bright ones ? will land near them. That's not true," Cooke said.

"That's an illusion. It's very rare, exceedingly rare, for a meteorite to land near an individual, and the Geminids won't produce meteorites. They will not make it to the ground. People don't have to worry about getting hit by falling Geminids."

Editor's Note: If you take a photo of this year's Geminids that you'd like to share with Space.com for a possible story or gallery, please send it, along with your comments, to Mike Wall at mwall@space.com.

Follow Elizabeth Howell @howellspace, or Space.com @Spacedotcom. We're also on Facebook and Google+.

? 2012 Space.com. All rights reserved. More from Space.com.

Source: http://www.msnbc.msn.com/id/50151843/ns/technology_and_science-space/

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Italy PM Monti will resign as soon as budget passed - statement

ROME (Reuters) - Italian Prime Minister Mario Monti, whose government lost the support of the main center-right party this week, intends to resign after checking to see if parliament can pass next year's budget law, President Giorgio Napolitano's office said on Saturday.

Monti said he does not now feel that he has the support of parliament after Silvio Berlusconi's center-right People of Freedom withdrew its support from his government this week and therefore intended to resign, the statement said.

If the budget law can be passed "quickly", Monti said he would immediately confirm his resignation. Monti's announcement came after a two-hour meeting with Napolitano, who has the power to dissolve parliament.

(Reporting by Steve Scherer; editing by James Mackenzie)

Source: http://news.yahoo.com/italy-pm-monti-resign-soon-budget-passed-statement-204745145.html

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Berlusconi says he is running again for premier

ROME (AP) ? Silvio Berlusconi says he's running to be premier again ? for the good of Italy.

The media mogul confirmed to reporters Saturday that he'll try for a fourth term. Berlusconi quit in disgrace as premier last year after failing to save Italy from its sovereign debt crisis. He has since been convicted of tax fraud and now faces plunging poll numbers.

He yanked support for Premier Mario Monti's technocrat government on Thursday, increasing the prospects for early elections.

Monti calls the political crisis triggered by the loss of Berlusconi's support "manageable" and says his government has rescued Italy from financial disaster.

Berlusconi says "the campaign is already on" and he's running "out of a sense of responsibility" toward recession-plagued Italy.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-12-08-Italy-Politics/id-0c5567690417484984f2cc427cbe49eb

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NHL rejects latest offer from union

With Sidney Crosby looking on, Donald Fehr addresses the media Thursday night.

Lucas Jackson/Reuters

NEW YORK (AP) -- Instead of closing in on a deal, the NHL and the players' association are further apart than ever before.

Union executive director Donald Fehr began the first of his two news conferences Thursday night by proclaiming he believed the sides had agreements on such issues as actual dollars, and then returned moments later to reveal the NHL rejected everything his side offered.

Hot-button topics such as the "make-whole" provision on existing contracts not only weren't settled, but are no longer being offered by the league. Forget that owners were willing to pay up to $300 million to cover the costs, now Commissioner Gary Bettman is saying the entire concept is off the table -- along with everything else the league proposed during the previous two days of talks.

HACKEL: Rollercoaster ride continues

"They knew there was a major gulf between us and yet they came down here and told you we were close," deputy commissioner Bill Daly said.

Fehr vehemently disputed that assessment and stuck to his opinion that the sides really aren't far apart, saying they are "clearly very close if not on top of one another."

When the NHL agreed to increase its make-whole offer of deferred payments from $211 million to $300 million it was part of a proposed package that required the union to agree on three nonnegotiable points. Instead, the players' association accepted the raise in funds, but then made counterproposals on the issues the league stated had no wiggle room.

That ended Thursday's delayed meeting after just an hour and sent the NHL negotiating team back to the league office.

"I am disappointed beyond belief," Bettman said. "We're going to take a deep breath and look back at where we are and what needs to be accomplished."

The sides won't meet again before Saturday at the earliest. While Bettman insisted that a drop-dead date for a deal that would preserve a season with "integrity" hasn't been established -- even internally -- clearly there isn't a lot of time to work out an agreement.

"I'm surprised," Pittsburgh Penguins star Sidney Crosby said. "We feel like we moved in their direction."

The 2004-05 season was lost completely before the players' association accepted a deal that included a salary cap for the first time. While no major philosophical issues such as that exist in these negotiations, the sides still don't appear to be ready to come to an agreement.

"It looks like this is not going to be resolved in the immediate future," Fehr said.

A 48-game season was played in 1995 after a lockout stretched into January. Bettman said he wouldn't have a season shorter than that.

As Donald Fehr was painting a positive picture, Daly was calling Fehr's brother, Steve -- the union's special counsel -- to say that the NHL was rejecting the players' counteroffer. Once the union was unwilling to accept the league's three main conditions, nothing else mattered.

"Not only is it unusual, I would be hard-pressed to think of anything comparable in my experience," Steve Fehr said about the instant rejection.

The NHL wants to limit personal player contracts to five years, seven for a club's own player, and has elevated the issue to the highest level of importance. The union countered with an offer of an eight-year maximum length with the variable in salary being no greater than a 25 percent difference between the highest-paid year of the deal and the lowest.

"It's the hill we will die on," said Daly, who added that the owners were "insulted" by the players' response to the owners' offer Wednesday night.

The other sticking points the NHL demanded of the players are a 10-year term on the new agreement, with a mutual opt-out option after eight years, and no compliance buy-outs or caps on escrow in the transition phase to the new structure. The union presented an offer of an eight-year deal with a reopener after six.

The NHL believes that the union merely wants to take the parts of the offer it wants and then try to negotiate on the other conditions that make those parts possible.

"The take or give or bottom line on all this is it appears that the union is suggesting because we made substantial movements in certain areas that we're close to a deal," Bettman said. "Those moves were contingent on the union specifically agreeing on other things, which while the union may have moved toward, didn't agree to."

Talks resumed Tuesday night with owners and players in the room, and Bettman and Donald Fehr on the outside. It sparked what seemed to be the most optimistic developments in the lockout that has lasted 82 days.

But the tenor began to change Wednesday, and discourse erupted on a wild Thursday night that featured three news conferences in the span of an unprecedented hour of chaos. The sides went from not wanting to say much of anything Wednesday to not being able to stop voicing their opinions Thursday.

When the players suggested Wednesday night that they wanted Donald Fehr to rejoin the negotiations Thursday, the NHL informed them that his inclusion could be a "deal-breaker."

"We thought we were getting close. There was definitely movement toward each other," Winnipeg Jets defenseman Ron Hainsey said. "As confident as some of us players are in the issues, we cannot close deals. I'd love to think I could, we cannot."

Donald and Steve Fehr were in Thursday's session, as were Daly and lead league counsel Bob Batterman. None of the six owners who attended the meetings Tuesday and Wednesday were present, though some players were.

Steve Fehr and a number of players stood in the back of the room with arms folded as Bettman and Daly stood at the podium to present the league's position.

There were already signs the process was breaking down earlier Thursday when the union requested that federal mediators rejoin the discussions. A similar request was turned down by the league earlier this week. Mediators previously were unsuccessful in creating a breakthrough after two days of discussions last week.

Without mediation, and the NHL's preference to keep Donald Fehr away from the table, the players became a bit miffed.

Negotiations resumed a little after 2 p.m. Wednesday and proceeded in fits and starts as the league and the players' association searched for an agreement. As they had the day before, talks went deep into the night, breaking two hours for dinner before finishing in the early morning hours.

One point of contention is the length of a new contract, with owners looking for a 10-year pact, and players wanting a shorter term. The league also is seeking to limit the length of individual player contracts to five years.

"What we got today, quite frankly and disappointingly, missed the mark on all three respects," Daly said. "So for the union to suggest somehow we are close, is cherry picking and it's unfortunate."

Some hope emerged Tuesday in the first round of talks that kept Bettman on the outside along with Fehr, while six owners and about 18 players talked inside. The positive feeling carried over into Wednesday morning when various team executives said they heard good reports during an NHL board of governors meeting.

There were no owners present for the final round of talks Thursday, but those who joined the process for the first time during the week expressed their disappointment following the breakdown in negotiations.

"Regrettably, we have been unable to close the divide on some critical issues that we feel are essential to the immediate and long-term health of our game," Winnipeg Jets chairman Mark Chipman said in a statement released by the NHL. "While I sense there are some members of the players association that understand our perspective on these issues, clearly there are many that don't."

The sides are trying to avoid another lost season. The NHL became the first North American professional sports league to cancel a full year because of a labor dispute back in 2005. The deal reached then was in place until this September, and the lockout was enacted on Sept. 16 after that agreement expired.

"While trust was built and progress was made along the way, unfortunately, our proposal was rejected by the Union's leadership," Toronto Maple Leafs minority owner Larry Tanenbaum said in a statement. "My love for the game is only superseded by my commitment to our fans, and I hold out hope we can soon join with our players and return the game back to its rightful place on the ice.

All games through Dec. 14, along with the New Year's Day Winter Classic and the All-Star game, have been wiped off the schedule. More cancellations could be coming within days.

"I am very disappointed and disillusioned," Tanenbaum said. "Had I not experienced this process myself, I might not have believed it."

Copyright 2012 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Source: http://sportsillustrated.cnn.com/2012/hockey/nhl/12/06/nhl-labor-talks-break-off.ap/index.html?xid=si_topstories

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Bob Ford: Another indignity for Eagles Buccaneers to mark anniversary of Super Bowl

As if enough insult had not been ladled over the injury of this Eagles season, the Tampa Bay Buccaneers will add their own dollop on Sunday when they celebrate the 10th anniversary of their lone Super Bowl championship season.

The Bucs advanced to the January 2003 Super Bowl by virtue of the most ignominious defeat of Andy Reid's head coaching career - an upset in the NFC championship game that marked the last time the Eagles played in Veterans Stadium.

It also marked the first indication that the rocket ship to the moon with Reid as coach might suffer a few malfunctions along the way. Until that game, the team's rise from its 3-13 crash in Ray Rhodes' last season had been steady and upbeat. The Eagles lost the NFC championship the season before to a superior St. Louis team, but that was accepted as a stepping-stone rather than a stumbling block.

Against the Bucs, however, they fell flat, and Reid's reputation as a provider of unfulfilled promises began that day. Ten years later, the Eagles might be on the way to another 3-13 finish, Reid's tenure is shakier every game, and, while the Lombardi trophy might be lonely in its case in Tampa Bay, there is even more available shelf space at the NovaCare Complex.

That is the backdrop for Sunday's halftime in which 50 players and coaches from that 2002 Buccaneers team will gather to celebrate. Was the Eagles game chosen by co incidence for the party? Doesn't seem likely.

"I can't tell you I'm excited to see that group again," Reid told Tampa-area reporters last week. "Every time I see John Lynch I get upset."

More than Lynch, an all-pro safety on that team and now a broadcaster, Reid should really get upset when he sees cornerback Ronde Barber, now in his 16th season with Tampa Bay. It was Barber who tricked Donovan McNabb into thinking a blitz was coming in the fourth quarter and then stepped between McNabb and his hot-read receiver to seal the game with a 92-yard interception return.

"Yeah, 200 Jet All Omaha," Reid said, the play call still burned into his brain. "He got us. He picked it and took it the distance."

Barber has four interceptions this season, including one returned 78 yards for a touchdown, and he would probably like nothing better than to commemorate the 10th-anniversary celebration with a replay of his biggest pick against the Eagles.

That would be just another ladle of insult to endure, but what's a little more? The Bucs are actually more likely to outscore the Eagles than to beat them with defense, however. Nick Foles, making his fourth start and his first since leaping over Michael Vick on the depth chart, will be working against a pretty bad Tampa Bay secondary. The Bucs have given up the most passing yards in the NFL this season (the Eagles are 16th) and have remained in postseason contention only because of a revitalized offense.

The last three seasons for the Bucs have been a good reminder that it is difficult to judge a young quarterback in a vacuum. The Eagles will be assessing the play of Foles in these final four games, hoping for a clue about his viability as a long-term starter. That's a short sample, of course, and nothing like the ride Tampa Bay has taken with Josh Freeman, the 24-year-old taken with the 17th pick of the 2009 draft.

In 2010, Freeman's first full season, the Bucs were 10-6 and Freeman threw for 25 touchdowns and just six interceptions. Last season, the team fell to 4-12 and Freeman had 16 touchdowns and 22 interceptions. So, which quarterback was he?

The Bucs opted to lend some help before deciding Freeman couldn't do the job. They added free-agent wide receiver Vincent Jackson to pair with Mike Williams, and they moved up in the draft to take running back Doug Martin from Boise State. Both moves have paid off, and Freeman, with an array of weapons to keep defenses off-balance, is ranked among the top dozen quarterbacks in the league with 23 touchdowns and eight interceptions.

Getting the Eagles turned around after this season probably won't be accomplished as quickly, but just as much rests with Foles. Regardless of who is coaching the team, and regardless of how many other changes are made, it all starts right there.

No one is predicting yet that Foles will have a 10-year career as a starter, but just showing consistent promise would be helpful. Even if he simply avoids throwing the ball to Ronde Barber on Sunday, unlike the last decade-long quarterback, that would be fine for starters. There will still be enough celebrating for one afternoon, anyway.

Source: http://www.miamiherald.com/2012/12/08/3133425/bob-ford-another-indignity-for.html

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