You Should Comparison Shop For Your Car Insurance

Auto insurance is large part of being a responsible vehicle owner. However, auto insurance policies seem to be written in the most confusing terms possible. This article can help you to better understand what all of those terms mean. By understanding the terms of the auto insurance world, you will be a more informed consumer.Do your homework before you make a decision. Every company uses its own formula, based on your driving record and your responses, to evaluate your insurance premium. If you compare the rates of competing insurance companies, you will find the best offer and save considerable money.

It is commonly believed that car insurance rates will always drop when a driver turns 25 years old. The truth is that they start to decrease once they reach 18 as long the driver is responsible and drives safely.Before you purchase a vehicle, look into how much it will cost to insure the car. Your insurance agent can inform you which new cars have the lowest insurance rates. You can make a better decision in buying a new or used car based off this information. A higher safety rating means lower insurance policies.

To keep your insurance rates low, pay on time and never allow your auto insurance coverage to lapse. Creating gaps in your insurance coverage can often be the result of switching carriers or policies. Insurance companies do not like gaps in coverage, and they will raise your rates if they find out.Take the time to identify what you need your auto insurance policy to cover. While auto insurance policies offer a lot of different coverage types, not every one is necessary for your situation. If you tend to have accidents, you would be wise to pay for collision coverage.

When purchasing car insurance, get quotes from multiple carriers. Rates can vary drastically in the car insurance world. You should look around for a new quote about once per year. Just be careful to make sure that the quotes are offering the same levels of insurance when reviewing.

Because car insurance rates change depending on where you live, you might want to consider where you are planning to move. The accident and theft rate of an area generally determine the insurance rates. Usually suburbs and rural areas will have lower rates the big cities.

If you can pay your annual car insurance premium all at once, do so instead of paying monthly. Insurance agents add three to five dollars to monthly bills. The extra money you spend could easily add up. It can also become a hassle on top of all your other monthly bills. If you have less payments you will be better off.

You will want to remove any driver from your auto insurance policy who no longer drives your vehicle. Removing extraneous drivers from your insurance policy could drop your insurance policy rates.

It is important to understand what the different auto insurance policies cover, in order to determine how much insurance you should need. Make sure you keep enough liability coverage to secure all of your assets. To drive this point home, suppose you have $200,000 in assets, but only $50,000 in liability coverage. If you are driving one night and smash into someone, causing $150,000 in medical costs, you could be sued for the remaining $100,000 in medical fees, and that could cost you your assets. A good insurance policy, with appropriate levels of coverage, will more then pay for itself in the event of an accident.

Car insurance can save your life in the event of an accident. If you are going through a difficult time period, you can rest assured, because if you have good insurance you will be okay. Use this article to get the information you need about coverage.

Source: http://qualityprocanadian.net/2013/07/18/you-should-comparison-shop-for-your-car-insurance/

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This Quadcopter Video of Niagara Is Way Better Than a Tightrope

It's crazy hot out there this week, but this gorgeous video shot from a remote-control helicopter hovering over Niagara Falls lets you (nearly) feel the cool, refreshing spray on your sweaty overheated face.

Read more...

Source: http://gizmodo.com/this-quadcopter-video-of-niagara-is-way-better-than-a-t-802491102

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POSCO may quit steel mill project in India's Karnataka: source

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Source: hk.ibtimes.com --- Monday, July 15, 2013
South Korea's POSCO <005490.KS> is considering pulling out of a $5.3 billion steel mill project in India's Karnataka state because of opposition from residents and political instability, a source told Reuters on Tuesday. ...

Source: http://hk.ibtimes.com/articles/20130716/posco-may-quit-steel-mill-project-in-indias-karnataka-source.htm

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NASA aborts spacewalk after water leak in astronaut's helmet

By Irene Klotz

CAPE CANAVERAL, Florida | Tue Jul 16, 2013 10:38am EDT

CAPE CANAVERAL, Florida (Reuters) - A spacewalk to work on the International Space Station abruptly ended on Tuesday when water started building up inside an astronaut's helmet, NASA officials said.

U.S. astronaut Chris Cassidy and Italy's Luca Parmitano were less than an hour into a planned six-hour outing when Parmitano reported water inside his helmet.

"My head is really wet and I have a feeling it's increasing," Parmitano radioed to flight controllers in Houston.

The cause of the leak was not immediately clear.

Parmitano headed back into the station's airlock, while Cassidy hastily cleaned up equipment and prepared to join him. Parmitano remained inside the airlock still in his spacesuit, with the situation apparently worsening.

"It's a lot of water. It's saturated and in his eyes and mouth," Cassidy, relaying a message from Parmitano, told Mission Control in Houston.

Staying calm, Cassidy, a former Navy SEAL, quickly ran through check lists and packed up equipment.

"I don't want to make a mistake and make it worse," he radioed to flight controllers.

Back inside the airlock, Cassidy kept a close eye on his partner while the chamber was re-pressurized. Parmitano could no longer use his spacesuit's communications system.

"He looks miserable, but OK," Cassidy said.

(Reporting by Irene Klotz; Editing by Kevin Gray, Doina Chiacu)

Source: http://feeds.reuters.com/~r/reuters/scienceNews/~3/8G5-3ywIitg/story01.htm

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ZTE Geek U988S outed as world's first Tegra 4 phone, headed to China Mobile

China's TENAA certification database is notorious for leaking mobile devices, but this time ZTE's learned that if you can't beat it, then just play along with it. After this U988S was leaked by TENAA recently, ZTE decided to share some product shots on a forum and Sina Weibo ahead of time. What's more, the company confirmed that this red device is actually the China Mobile version of the Geek, but the Intel chip has been replaced by NVIDIA's upcoming Tegra 4. As teased before, this will likely make the new Geek the world's first phone to pack this quad-core chip, which will be clocked at 1.8GHz and will have 2GB of RAM, according to the TENAA filing.

Other changes include a 5-inch LCD upgrade from 1,280 x 720 to 1,920 x 1,080 resolution, plus the front-facing camera is now at two megapixels instead of just one. On the other hand, the old 8-megapixel main camera is here to stay. Sadly, this particular device will only work on China Mobile's TD-SCDMA network, meaning the rest of the world will have to stay tuned for a global version. Let's hope it doesn't take too long.

Filed under: Cellphones, Mobile

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Via: Engadget China

Source: Sina Weibo, TENAA, ZTE Fans

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/3L9vGKexp9E/

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Robots to revolutionize farming, ease labor woes

SALINAS, Calif. (AP) ? On a windy morning in California's Salinas Valley, a tractor pulled a wheeled, refrigerator-sized contraption over rows of budding iceberg lettuce plants. Engineers from Silicon Valley tinkered with the software on a laptop to ensure the machine was eliminating the right leafy buds.

Hired by a Salinas-based agricultural produce company, the engineers were testing the Lettuce Bot, a machine that can "thin" a field of lettuce in the time it takes about 20 workers to do the job by hand.

The thinner is part of a new generation of machines that target the last frontier of agricultural mechanization ? fruits and vegetables destined for the fresh market, not processing, which have thus far resisted mechanization because they're sensitive to bruising.

Researchers are now designing robots for these most delicate crops by integrating advanced sensors, powerful computing, electronics, computer vision, robotic hardware and algorithms, as well as networking and high precision GPS localization technologies. Most ag robots won't be commercially available for at least a few years.

In this region known as America's Salad Bowl, where for a century fruits and vegetables have been planted, thinned and harvested by an army of migrant workers, the machines could prove revolutionary.

Though they cost millions of dollars, farmers say, the robots are worth the investment: They could provide relief from recent labor shortages, lessen the unknowns of immigration reform, even reduce costs, increase quality and yield a more consistent product.

"There aren't enough workers to take the available jobs, so the robots can come and alleviate some of that problem," said Ron Yokota, a farming operations manager at Tanimura & Antle, the fresh produce company that hired the Lettuce Bot.

Many sectors in U.S. agriculture have relied on machines for decades and even the harvesting of fruits and vegetables meant for processing has slowly been mechanized. But nationwide, the vast majority of fresh-market fruit is still harvested by hand.

Research into fresh produce mechanization was dormant for years because of an over-abundance of workers and pressures from farmworker labor unions.

In recent years, as the labor supply has tightened and competition from abroad has increased, growers have sought out machines to reduce labor costs and supplement the nation's unstable agricultural workforce. The federal government, venture capital companies and commodity boards have stepped up with funding.

"We need to increase our efficiency, but nobody wants to work in the fields," said Stavros G. Vougioukas, professor of biological and agricultural engineering at the University of California, Davis.

But farmworker advocates say mechanization would lead to workers losing jobs, growers using more pesticides and the food supply becoming less safe.

"The fundamental question for consumers is who and, now, what do you want picking your food; a machine or a human, who with the proper training and support, can" ... take significant steps to ensure a safer, higher quality product, said Erik Nicholson, national vice president of the United Farm Workers of America.

On the Salinas Valley farm, entrepreneurs with Mountain View-based startup Blue River Technology are trying to show that the Lettuce Bot would not only replace two dozen workers, but also improve production.

"Using Lettuce Bot can produce more lettuce plants than doing it any other way," said Jorge Heraud, the company's co-founder and CEO.

After a lettuce field is planted, growers typically hire a crew of farmworkers who use hoes to remove excess plants to give space for others to grow into full lettuce heads. The Lettuce Bot uses video cameras and visual-recognition software to identify which lettuce plants to eliminate with a squirt of concentrated fertilizer that kills the unwanted buds while enriching the soil.

The company, which raised $3 million from a major Silicon Valley venture capital firm for the Lettuce Bot, also plans to develop machines to automate weeding ? and eventually harvesting ? using many of the same technologies.

Another company, San Diego-based Vision Robotics, is developing a similar lettuce thinner as well as a pruner for wine grapes. The pruner uses robotic arms and cameras to photograph and create a computerized model of the vines, figure out the canes' orientation and the location of buds ? all to decide which canes to cut down.

Fresh fruit harvesting remains the biggest challenge.

Machines have proved not only clumsy, but inadequate in selecting ripe produce. In addition to blunders in deciphering color and feel, machines have a hard time distinguishing produce from leaves and branches. And most importantly, matching the dexterity and speed of farmworkers has proved elusive.

"The hand-eye coordination workers have is really amazing, and they can pick incredibly fast. To replicate that in a machine, at the speed humans do and in an economical manner, we're still pretty far away," said Daniel L. Schmoldt at the U.S. Agriculture Department's National Institute of Food and Agriculture.

In southern California, engineers with the Spanish company Agrobot are taking on the challenge by working with local growers to test a strawberry harvester.

The machine is equipped with 24 arms whose movement is directed through an optical sensor; it allows the robot to make a choice based on fruit color, quality and size. The berries are plucked and placed on a conveyor belt, where the fruit is packed by a worker.

Still, the harvester collects only strawberries that are hanging on the sides of the bed, hence California's strawberry fields would have to be reshaped to accommodate the machine, including farming in single rows, raising the beds and even growing varieties with fewer clusters.

Experts say it will take at least 10 years for harvesters to be available commercially for most fresh-market fruit ? not a moment too soon for farmers worried about the availability of workers, said Lupe Sandoval, managing director of the California Farm Labor Contractor Association.

"If you can put a man on the moon," Sandoval said, "you can figure out how to pick fruit with a machine."

----

Contact Gosia Wozniacka at https://twitter.com/gosiawozniacka

Source: http://news.yahoo.com/robots-revolutionize-farming-ease-labor-woes-142756655.html

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Oil slips on China's economic slowdown

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Source: news.ph.msn.com --- Monday, July 15, 2013
World Oil prices edged lower on Monday after weak economic data in both China and the United States, the two biggest global consumers of crude. ...

Source: http://news.ph.msn.com/business/oil-slips-on-chinas-economic-slowdown

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